SoFi Technologies (SOFI)

Dilution

The share count is up +7.6% in a year, so each share is a slightly smaller slice of the company. What dilution means.

Insider trades

Bought or sold on the open market

An insider buying with their own money is a stronger signal than a sale: people sell for taxes, houses and diversification. "Planned" sales were scheduled months ahead under a 10b5-1 plan. Source: SEC Form 4.

Famous investors who own it

From each fund's latest 13F, filed up to 45 days after the quarter ends, so it's old news by design. 13Fs only show US stock owned on the last day of the quarter: no short sales, and "added" or "trimmed" compares two snapshots, not actual trades. See what these funds bought and sold.

Failed trades

From the SEC's fails-to-deliver data, which runs two to four weeks behind. A spike can mean heavy short selling or just back-office delays; it isn't proof of anything on its own. Short interest isn't shown: FINRA's terms don't allow republishing it.

Share offerings

Selling new shares dilutes current owners. A "shelf" is permission to sell later; a 424B5 usually means a sale is actually happening.

• Dec 5, 2025424B3Prospectus (often lets existing holders resell shares)
• Jul 31, 2025424B3Prospectus (often lets existing holders resell shares)
• Jul 29, 2025424B3Prospectus (often lets existing holders resell shares)
• Jul 29, 2025S-3ASRAutomatic shelf registration: can sell stock or debt later
• Nov 29, 2024S-8Registered shares for employee stock plans

What they told the SEC, in plain English

Every 8-K (the report a company files when something big happens) in the last two years. Red ones are worth a closer look: auditor changes, restatements, late reports, listing problems.

• Oct 27, 20268-KReleased quarterly results
• Jul 29, 20268-KReleased quarterly results
• Jun 18, 20268-KShareholder vote results
• Apr 30, 2026SCHEDULE 13GAn investor reported a 5%+ stake
• Apr 29, 20268-KReleased quarterly results
• Apr 27, 2026SCHEDULE 13GAn investor reported a 5%+ stake
• Jan 30, 20268-KReleased quarterly results
• Jan 21, 2026SCHEDULE 13GAn investor reported a 5%+ stake
• Jan 9, 20268-KExecutive or board change
• Jan 5, 20268-KOther news
• Dec 8, 20258-KOther news
• Dec 5, 20258-KOther news
• Dec 4, 20258-KExecutive or board change
• Nov 13, 20258-KShared information with investors
• Oct 28, 20258-KReleased quarterly results
• Aug 29, 20258-KShared information with investors
• Aug 6, 2025SCHEDULE 13GAn investor reported a 5%+ stake
• Jul 31, 20258-KOther news
• Jul 30, 20258-KOther news
• Jul 29, 20258-KReleased quarterly results
• May 30, 20258-KShareholder vote results
• Apr 29, 20258-KReleased quarterly results
• Mar 27, 20258-KExecutive or board change
• Jan 27, 20258-KReleased quarterly results
• Jan 10, 20258-KExecutive or board change

What changed in the latest annual report

Comparing the risk factors in the 10-K filed Feb 17, 2026 with the one filed Feb 24, 2025: 6 new and 1 removed, out of 98.

New this year

• We originate personal loans under the Loan Platform Business for a concentrated number of counterparties, and the loss of one or more significant Loan Platform Business counterparties could have a negative impact on our operating results.
• Our oversight of third-party service providers is subject to regulation, supervision and examination by our prudential and other regulators, and if our oversight is found to be lacking, it may adversely affect our business.
• A cyberattack or other security incident could result in significant costs and adversely affect our business, financial condition and results of operations.
• Cryptocurrencies have in the past and may in the future experience periods of extreme price volatility. These uncertainties, as well as future accounting and tax developments, or other requirements relating to cryptocurrencies could expose us to litigation, regulatory action and possible…
• We are new to global remittance services and engaging in such services exposes us to numerous risks, including compliance with complex laws and regulations across jurisdictions, and operational risks, each of which could materially and adversely affect our business, results of operations, and…
• Home equity loans expose us to heightened credit, property value and interest rate risk.

Matched by each risk's headline, so a reworded risk can show up as new. This year's report · last year's.

Search inside SoFi Technologies's filings

Opens the SEC's own full-text search in a new tab, limited to SOFI. Every SOFI filing on EDGAR.